Request a credit facility increase
curl --request POST \
--url https://api.tilta.io/v1/buyers/{external_id}/facility/increase \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"requested_amount": 1,
"comments": "<string>"
}
'const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({requested_amount: 1, comments: '<string>'})
};
fetch('https://api.tilta.io/v1/buyers/{external_id}/facility/increase', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));import requests
url = "https://api.tilta.io/v1/buyers/{external_id}/facility/increase"
payload = {
"requested_amount": 1,
"comments": "<string>"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.tilta.io/v1/buyers/{external_id}/facility/increase",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'requested_amount' => 1,
'comments' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}{
"buyer_external_id": "5f6374a46a5e8e0104aa5cd4",
"status": "PENDING"
}{
"code": "BAD_REQUEST",
"error": "Request validation failed. 1 issue found.",
"issues": [
{
"code": "INVALID_TYPE",
"path": "body.registered_at",
"message": "Invalid type"
}
]
}{
"error": "Unauthorized",
"code": "UNAUTHORIZED"
}{
"error": "No Entity found",
"code": "NOT_FOUND"
}{
"error": "Buyer already has a pending facility increase request",
"code": "CONFLICT"
}Credit Facilities
Request a facility increase
Submit a limit increase request for a buyer existing credit facility. Triggers a new underwriting review with the result delivered via webhook event.
POST
/
v1
/
buyers
/
{external_id}
/
facility
/
increase
Request a credit facility increase
curl --request POST \
--url https://api.tilta.io/v1/buyers/{external_id}/facility/increase \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"requested_amount": 1,
"comments": "<string>"
}
'const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({requested_amount: 1, comments: '<string>'})
};
fetch('https://api.tilta.io/v1/buyers/{external_id}/facility/increase', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));import requests
url = "https://api.tilta.io/v1/buyers/{external_id}/facility/increase"
payload = {
"requested_amount": 1,
"comments": "<string>"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.tilta.io/v1/buyers/{external_id}/facility/increase",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'requested_amount' => 1,
'comments' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}{
"buyer_external_id": "5f6374a46a5e8e0104aa5cd4",
"status": "PENDING"
}{
"code": "BAD_REQUEST",
"error": "Request validation failed. 1 issue found.",
"issues": [
{
"code": "INVALID_TYPE",
"path": "body.registered_at",
"message": "Invalid type"
}
]
}{
"error": "Unauthorized",
"code": "UNAUTHORIZED"
}{
"error": "No Entity found",
"code": "NOT_FOUND"
}{
"error": "Buyer already has a pending facility increase request",
"code": "CONFLICT"
}If a buyer’s purchasing volume grows beyond their current credit facility limit, you can request an increase on their behalf. The increase request triggers a new underwriting review using the latest credit bureau data and the buyer’s updated business profile. The requested amount represents the new total limit you are asking for – not an incremental increase on top of the current limit. Because the review involves external data sources, the result is delivered asynchronously via a
FACILITY.INCREASE.* webhook event rather than synchronously in the response.
Webhook events
Tilta delivers the underwriting result for an increase request via the following webhook events:| Event | Description |
|---|---|
FACILITY.INCREASE.ACCEPTED | The increase was approved. The existing credit facility is updated to the new limit. |
FACILITY.INCREASE.REJECTED | The increase was rejected. The existing credit facility remains at its current limit. |
FACILITY.INCREASE.IN_REVIEW | Underwriting requires additional review and is not yet complete. |
The
requested_amount is the desired total facility limit, not an incremental add-on. If the buyer’s current limit is
€100,000 (10000000) and you want to raise it to €150,000, submit requested_amount: 15000000.A buyer can only have one increase request under review at a time. Submitting another while one is outstanding returns a
409 Conflict – wait for the FACILITY.INCREASE.ACCEPTED or FACILITY.INCREASE.REJECTED webhook first.Monitor credit utilization with List facilities. When a buyer’s
used_amount
consistently approaches their total_amount, request an increase before checkout starts failing for insufficient credit.Authorizations
Your Tilta API key, sent as Bearer <key>.
Path Parameters
Unique identifier of a buyer.
Maximum string length:
100Pattern:
^[a-zA-Z0-9-_]+$Body
application/json